by Jay Beattey | Jan 30, 2014 | Articles, Retirement, Wall Street, Wealth Building
It’s March, 1981: I’m a college senior following my beloved Indiana Hoosiers to Philadelphia for the final four…without a ticket, of course. Seeing a group of cabbies selling tickets curbside, I approach. A guy who would make Leroy Brown look stunted and...
by Jay Beattey | Jan 28, 2014 | Articles, Personal Finance, Retirement, Wealth Building
How valuable is each dollar you receive? It depends how you receive that dollar. A dollar that is “gifted” to us is more valuable than a dollar of wages paid to us. Why? Because a dollar in wage must be taxed first, leaving us with less than a dollar. There’s a...
by Jay Beattey | Jan 23, 2014 | Articles, Millennials, Personal Finance
Full disclosure – I’m over 50 – so I have what some would consider a set of old fashioned values. I’m also the father of two recent college grads, and am concerned about the whole issue of youth underemployment, unemployment, and the inability of college...
by Jay Beattey | Jan 16, 2014 | Articles, Personal Finance
To summarize the chaos in the health insurance arena would take more column-inches than I devote to this space. But let me touch on two lesser known consequences of the Affordable Care Act (Obamacare) that – regardless of your politics – will have you...
by Jay Beattey | Jan 14, 2014 | Articles, Personal Finance, Retirement, Wealth Building
I have to admit – the allure of tax-qualified plans like 401ks, IRAs, SEPs, 403bs, Keoghs, and others – is compelling. · There’s the ability to contribute pre-tax dollars · There’s the tax-deferred buildup · And some such plans...