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Have They No Shame!

Have They No Shame!

Let’s face it – in today’s world, it’s nearly impossible to live even a modest life without taking on debt from time to time.  Unfortunately, modest debt has given way to overwhelming debt for many – and the impact, given the fragility of our economy in this Covid...
The Bond Myth

The Bond Myth

Bonds are generally regarded as tax-inefficient because the interest payments are always taxed as ordinary income – the highest rates in the code. Unless of course, you buy tax-free municipal bonds. But it turns out those aren’t so tax-free either.