by Jay Beattey | Jun 16, 2022 | Personal Finance, Retirement, Uncategorized, Wall Street, Wealth Building
If you’re like me – at some point as a kid – you pushed all the buttons in an elevator, making life a bit more miserable for those with places to be. Elevators are like the stock market – they go up – and they go down. But when markets go...
by Jay Beattey | Sep 27, 2021 | Personal Finance, Retirement, Wall Street, Wealth Building
Ever meet an investment advisor who doesn’t wear a nice suit, drive an expensive car, or live in a posh neighborhood? Ever see an investment firm in a rundown strip mall, next to a Dollar Tree or Goodwill store? There’s a reason. Accessing Wall Steet exchanges...
by Jay Beattey | Sep 22, 2021 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
If you’re under the age of 35, chances are you have never personally experienced a bear market where stock values go down by 20% or more from their highs. That’s because there hasn’t been a bear market since the 40% collapse of 2008-2009. In fact, the...
by Jay Beattey | Mar 12, 2021 | Articles, Debt, Millennials
Shortly after the pandemic began, the Trump administration suspended payment requirements on government student loans. The Biden administration recently extended payment deferment through September 2021. Deferment – in this case – means that not only is...
by Jay Beattey | Dec 7, 2020 | Articles, Debt, Personal Finance
It would be nearly impossible to function in today’s world without using a credit card from time to time. And so long as we pay the balance off each month – that convenience comes our way free of charge – and who doesn’t like free? But carrying balances on our...
by Jay Beattey | Dec 2, 2020 | Articles, Debt, Personal Finance
Look – debt is nasty stuff. After the ‘shine’ wears off of the stuff you bought – the payments linger and begin to smell – bad – really bad. Debt is a financial drag. It shifts priorities away from the things that are most important (like our families) – to...