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Remember the Little Red Hen?

Remember the Little Red Hen?

The Little Red Hen wanted to bake some bread.  So she asked her friends to “partner” with her by helping harvest the wheat, grind it into flour, and bake the bread.  None agreed.  But when she went looking for “partners” to help her eat the bread – well –...
Good Debt – Bad Debt

Good Debt – Bad Debt

Certain “financial advisors” – who are little more than media-made celebrities – declare that debt is bad and must be purged.  They have names that rhyme with Rave Damsey, Floozie Orsman, and Spark Coward. There is partial truth in their words – but...
Are Fonzie and Fred Right?

Are Fonzie and Fred Right?

Chances are, you’ve seen Henry Winkler (aka Fonzie) and Fred Thompson on TV lately.  Are the reverse mortgages they’re hocking snake oil, or smart moves? First, let’s understand what a reverse mortgage is.  A bank is making you a loan, and sending you the money.  The...