by admin | Sep 5, 2013 | Articles, Personal Finance, Retirement
The older I get – the smarter my Dad seems. He always told me to save as much as I could in the company plan; and pay off my house as quickly as I can. The first seems like great wealth-building advice – the other great debt-elimination advice. But both...
by admin | Sep 3, 2013 | Articles, Insurance, Personal Finance, Retirement
Have you heard horror stories about annuities? Relax. They don’t have to be scary. In fact, they can be downright invaluable in the right situation. At their core, an annuity is an exchange of money for a guaranteed payout. The simplest form is called a SPIA...
by admin | Aug 28, 2013 | Articles, Millennials, Personal Finance, Retirement
$17,000,000,000,000 – is a big number. Yet that’s our national debt – and it’s growing by nearly 1 trillion each year. Every sale in every Walmart store for an entire year adds up to $469 billion – making it the largest company in the world. Yet...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
When we build wealth the Wall Street way, we drag two boat anchors for our entire investing lifetime. Their names are taxes – and fees/commissions. Both take a toll on our account, but only one gets the attention. Accountants, CPAs, and law firms exist largely...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement
Think you’re too young to be thinking about Social Security Benefits? Wrong – your Social Security benefit is one of your most valuable financial assets, and it must be managed. Get it wrong – and you can cost yourself well over $100,000 in lifetime...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
You know tax rates in the future are likely to be much higher than they are today. Yet even with that head knowledge, many of us are doing the exact opposite of what we should be doing to minimize their impact, by saving money in tax-qualified plans like IRAs, 401ks...
