by admin | Aug 27, 2013 | Articles, Retirement
“How much money do I need to retire comfortably?” That’s a question every adviser dreads hearing – because the answer is difficult. The easy route used to suggest that you could draw 4% of your nest egg in retirement, and never run out of money. So –...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
When we build wealth the Wall Street way, we drag two boat anchors for our entire investing lifetime. Their names are taxes – and fees/commissions. Both take a toll on our account, but only one gets the attention. Accountants, CPAs, and law firms exist largely...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement
Think you’re too young to be thinking about Social Security Benefits? Wrong – your Social Security benefit is one of your most valuable financial assets, and it must be managed. Get it wrong – and you can cost yourself well over $100,000 in lifetime...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
You know tax rates in the future are likely to be much higher than they are today. Yet even with that head knowledge, many of us are doing the exact opposite of what we should be doing to minimize their impact, by saving money in tax-qualified plans like IRAs, 401ks...
by Jay Beattey | Aug 26, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
When markets climb into record territory, Wall Street-types start talking up risk management strategies. Here are three – and why they’re suspect: Dollar-Cost-Averaging – buying a position bits at a time, to “average” the overall cost basis of the...
by Jay Beattey | Aug 15, 2013 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
Who doesn’t? Everybody dreams of fine things and a comfortable retirement. It just takes money. But building wealth today – and far into the foreseeable future, will require a different skill set, and different strategies than those that served our parents over the...
