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401k Guarantees?

401k Guarantees?

As my colleagues and I inform people about a pathway to personal wealth and retirement income that blows the socks off of “Wall Street” plans – we find more people coming to the defense of their 401k (or it’s close cousins – the IRA, 403b, 457, SIMPLE, and SEP). It’s...
House of Cards

House of Cards

There’s not a whole lot of disagreement that another bubble is going to burst soon. The only debate is what “soon” means. The catalyst that brings on the next round of financial calamity may turn out to be a close relative of the catalyst that brought on the last...
The High Cost of Bank CDs

The High Cost of Bank CDs

I recently built this chart for a series of speaking engagements I was asked to deliver. I used it to make a variety of different points – many of which I’ll share with you in the coming weeks. But for starters, I wanted to highlight some thoughts about investing fees...
Illusions of the 401k Kind

Illusions of the 401k Kind

Chances are – you’ve looked at your 401k (or similar) statement lately and noticed that it has gone up in value.  Congratulations!  But on further inspection, is that growth a result of your wise investing decisions – or is something else going on? Before you...