by Jay Beattey | Aug 14, 2014 | Articles, Millennials, Personal Finance
It’s ‘back-to-school’ time – and even younger parents are thinking about how they’ll ever be able to pay for Junior’s college. Since many of our parents were able to pay for college – we naturally consider it a parental responsibility to do the same in return. The...
by Jay Beattey | Aug 8, 2014 | Articles, Retirement, Wealth Building
I’m struck by how many people are sucked into believing that tax-deferred accounts (401ks and the like) are better than after-tax accounts. News Flash: “there is no advantage to tax deferral.” Given a choice of investing $100 pre-tax, or its $70 after- tax equivalent...
by Jay Beattey | Aug 4, 2014 | Articles, Millennials, Personal Finance
Sending kids (back) to college can be a bit frightening for a whole bunch of Mom and Dad reasons. But one – often overlooked concern is financial literacy. Here are some conversation topics that could make for a real education. Credit Cards: Your kids will be...
by Jay Beattey | Jul 17, 2014 | Articles, Personal Finance, Wealth Building
Those who follow me know that I’m not the biggest fan of Wall Street for the simple reason that the rules of their game are biased in their favor – and against the average investor. So when I ran across a recent article – authored by a Wall Street muckity-muck – I...
by Jay Beattey | Jul 9, 2014 | Articles, Wall Street, Wealth Building
Stock market valuations are at all time highs. When the market will experience its next correction – or what the triggering event will be is anybody’s guess – but it is coming. Just look at the S&P 500 over the last 6 years: 2013 32.42% 2012 15.88% 2011 2.07%...
