by Jay Beattey | Aug 29, 2014 | Articles, Personal Finance, Retirement
“Pack the car mama – we’re gonna live on Easy Street.” That’s the refrain I hear as the stock market continues to defy gravity and set weekly records. Everyday folks are running to the mailbox to see how much richer they are this month than last. I hate to burst your...
by Jay Beattey | Aug 19, 2014 | Articles, Personal Finance, Retirement, Wall Street, Wealth Building
Many people ask my opinion about the Roth IRA. My short answer is that they’re the second best deal out there – so I’m a pretty big fan. But the Roth has its limitations. Many people don’t qualify because of income and other limitations. My experience (and...
by Jay Beattey | Aug 14, 2014 | Articles, Millennials, Personal Finance
It’s ‘back-to-school’ time – and even younger parents are thinking about how they’ll ever be able to pay for Junior’s college. Since many of our parents were able to pay for college – we naturally consider it a parental responsibility to do the same in return. The...
by Jay Beattey | Aug 8, 2014 | Articles, Retirement, Wealth Building
I’m struck by how many people are sucked into believing that tax-deferred accounts (401ks and the like) are better than after-tax accounts. News Flash: “there is no advantage to tax deferral.” Given a choice of investing $100 pre-tax, or its $70 after- tax equivalent...
by Jay Beattey | Aug 4, 2014 | Articles, Millennials, Personal Finance
Sending kids (back) to college can be a bit frightening for a whole bunch of Mom and Dad reasons. But one – often overlooked concern is financial literacy. Here are some conversation topics that could make for a real education. Credit Cards: Your kids will be...
by Jay Beattey | Jul 17, 2014 | Articles, Personal Finance, Wealth Building
Those who follow me know that I’m not the biggest fan of Wall Street for the simple reason that the rules of their game are biased in their favor – and against the average investor. So when I ran across a recent article – authored by a Wall Street muckity-muck – I...
