by Jay Beattey | May 30, 2014 | Articles, Millennials, Personal Finance
Millennials (those between 13 and 32) aren’t investing. It’s not because they don’t have the money. It’s not because they don’t have a strong saving instinct (on the frugality scale – they’re closer to the Greatest Generation). And it’s not that they’re not saving....
by Jay Beattey | May 26, 2014 | Articles, Personal Finance, Retirement
I recently built this chart for a series of speaking engagements I was asked to deliver. I used it to make a variety of different points – many of which I’ll share with you in the coming weeks. But for starters, I wanted to highlight some thoughts about investing fees...
by Jay Beattey | Apr 23, 2014 | Articles, Personal Finance
I committed the cardinal sin of arguing with a client recently over what happened in the housing bubble of 2008. He owns a number of rental properties, and insists that greedy banks caused the mortgage collapse by writing bad loans. My take is a bit different – okay...
by Jay Beattey | Apr 15, 2014 | Articles, Personal Finance, Retirement
Now that tax-season is in the rearview mirror, it may seem that you paid more than normal – or that your usually fat refund lost a little of its girth this year. Well taxes did go up – again. There are so many sneaky ways for our government to increase taxes …...
by Jay Beattey | Apr 10, 2014 | Articles, Millennials, Personal Finance
Here’s a novel idea for college bound students and their families that looks like it’s about to be tested for real in – of all places – Michigan. The idea is that students would be able to go to college tuition-free for the duration of their studies. In exchange, the...
by Jay Beattey | Apr 1, 2014 | Articles, Millennials, Personal Finance
In my last article I shared a story about the importance of attention to your credit history. It impacts not just matters of credit, but it will also dictate the rates you pay for auto and homeowner’s insurance, and will be scrutinized by potential employers. Your...
